| Amount | APR | APY |
| $.01 – $25,000.00 | 0.40% | 0.40% |
| $25,000.01 – $100,000.00 | 0.60% | 0.60% |
| $100,000.01 – $999,999.99 | 0.80% | 0.80% |
| Calculation is based upon the member’s average quarterly balance. Dividends are disbursed and compounded on the last day of the quarter. | ||
| Term | Minimum balance | APR | APY |
| 1 year | $500 > | 3.50% | 3.55% |
| 2 years | $500 > | 3.25% | 3.29% |
| 3 years | $500 > | 3.00% | 3.04% |
| 4 years | $500 > | 3.00% | 3.04% |
Calculation is based upon the member’s average quarterly balance. Dividends are disbursed and compounded on the last day of the quarter. Penalty for early withdrawal will be the last 60 days of accrued interest at the date of closing, for 1 year certificates, and 180 days of accrued interest for 2, 3, and 4 year certificates. *Fees may reduce earnings.
Rate information:
The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For Share accounts, the Dividend Rate and Annual Percentage Yield may change at any time as determined by the Credit Union’s Board of Directors. The Dividend Rates and Annual Percentage Yields are the prospective rates and yields that the Credit Union anticipates paying for the applicable dividend period.
