Contact us


P: (716) 686-3497
Fax: (716) 681-1436


Lost or stolen Visa Debit Cards

24/7: 1-888-241-2510

Lost or stolen Visa Credit Cards

24/7: 1-800-543-5073

Don’t have time to talk? No problem. Text us. We’ll text you back.

Ask us a question or text a keyword to 716-686-3497. With texting you can quickly and securely communicate with us. We are available regular business hours via text message.

Need an answer to a commonly asked question?

Text one of the keywords below to 716-686-3497 for a quick response 24/7. You can also text “Codes” to get a list of all of our keywords.

text the credit union

Apply - Apply for a loan online
ATM - Find a CO-OP ATM close by
Hours - Need to speak to us? Check out our hours
Join - Learn how to become a member, view our field of membership
Lost Card - For help with a lost or stolen debit or credit card
Rates - Check out our current rates
Routing - Our routing and transit number

Text “TCFCU” to 888-832-8041

Stay up to date on the latest news, alerts, and other special offers. We will also use text notices for emergency alerts, and changes to our normal business hours.